How To Do A Money Order From Meijer
Demand to get a money order but don't know where to become one, how they work, or how much it'll cost you?
Nosotros're here to help!
Nosotros'll explicate how money orders work, why you might want ane, and then explicate the best places to buy a money order as well as the all-time place to cash them in if you've been paid with one.
Either way, you volition leave here knowing everything y'all need to know nigh money orders!
How Do Money Orders Work?
Money orders are really simple. You get to a store that offers them and you "purchase" them. In most cases, you want to detect the places nearest you to purchase it because the prices are then very like.
You are essentially paying a company, similar Western Union, to hold the money and requite you lot a "money guild." Y'all can then take this coin lodge and give information technology to someone else as a form of payment. The money order is backed by the company that issued information technology.
You tin buy a money guild using cash or a debit card. Sometimes you lot can use a credit card, but that'due south rare unless you lot're willing to pay an extra fee (plus sometimes it's coded as a cash advance, which is more than expensive).
With a money order, you lot accept to put in the name of the person you're paying equally well as your own. In this fashion, it's a lot like a personal check. You may also have to provide your address and phone number. Since you are making a purchase, y'all will likewise become a receipt for your coin lodge as well as a tracking number, which you lot can utilize to check on the order.
At that place are only three companies that produce money orders.
When yous buy the money orders at different stores, you're usually buying from i of these issuers of money orders:
- MoneyGram,
- Western Union,
- and the United States Postal Service (not technically a visitor, merely you know what I hateful)
Do You Actually Need a Money Order?
Sometimes someone volition ask for a money guild because that's all they know as a class of payment.
Coin orders are a "secured" type of payment (more on this when I explain how they work below). If yous're ownership something and the heir-apparent wants a secured type of payment, you lot could always get with cash. A money gild costs coin but cash is "free" in the sense that you lot don't have to pay, yous just have to carry that corporeality.
Generally speaking, if the cost is over $1,000 (often the limit on a unmarried coin club, cashier's checks usually have no limit) then you may want to use a cashier'due south cheque.
If it's under $1,000, then yous'll probably want a money society or cash. Money orders are cheaper than cashier'south checks.
Why Would You lot Apply a Coin Order?
There are a lot of situations where yous might use a money guild. It operates a lot like a personal cheque so information technology's practiced for those situations where the person doesn't have a checking business relationship (like paying a utility that doesn't accept credit cards) or if you desire to pay someone simply not reveal your checking information.
If you want to send coin through the postal service, a money society is much better than cash. If you're concerned the letter might be lost or stolen, you can avoid revealing your checking data if you used a personal bank check.
Finally, since you lot prepaid the coin social club, the recipient doesn't take to worry most whether the funds are in that location. If you employ a personal check, you don't take that assurance.
All-time Places to Get a Money Lodge
Every place y'all get a money society will event it from one of two places – MoneyGram or Western Union. The Postal Money Order is issued simply by the post part.
This means the pricing is very like and differ only by what the store adds on every bit their own fee. That'southward why I recommend finding the one nearest you.
In most instances, the all-time place will exist the closest one since the fees are frequently less than a couple dollars. You lot could use that up in gas driving around!
Wal-Mart
Wal-Mart MoneyCenters charge up to $0.88 per money order, based on the location of the Wal-Mart. They effect MoneyGram and crave a valid government ID for purchases over $1,000. If y'all desire to cash a money club at Wal-Mart, it'll cost you a fee and the money social club had to have come up from a Wal-Mart.
- Blazon of Money Order: MoneyGram
- Fee: up to $0.88
- Amounts: $0.01 – $i,000.00
- Wal-Mart Store Locator
(Wal-Mart is listed first, rather than alphabetically, because they have locations practically everywhere – you probably alive near a Wal-Mart)
7-Eleven
7-Xi Financial Services offers money orders issued past both companies, depending on the location. You tin't cash money orders at 7-Eleven.
- Type of Coin Order: MoneyGram or Western Marriage (depends on location)
- Fee: $one-5
- Amounts: Up to $1,000.00
- 7-11 Store Locator
CVS
CVS Pharmacy sells MoneyGram money orders with a $500 limit and $0.99 fee – CVS Pharmacy will not cash a MoneyGram money order though.
- Type of Money Order: MoneyGram
- Fee: $0.99
- Amounts: Upwards to $500.00
- CVS Shop Locator
Giant
Behemothic sells Western Matrimony money orders at the customer service desk with limits and fees that vary based on location. In that location are some reports that some stores have limits in the thousands of dollars, though we have however to run across that in person. Giant does not greenbacks money orders.
- Blazon of Money Order: Western Union
- Fee: $one-2, depending on location
- Amounts: Up to $1,000
- GiantStore Locator
K-Mart
Not every K-Mart sells money orders, you need to telephone call and notice out if your particular location offers them. If they do, it's a Western Matrimony coin guild with a $500 limit and a fee that ranges from $0.69 to $ane.25 depending on the location.
- Blazon of Money Society: Western Union
- Fee: $0.69 – $i.25, depending on location
- Amounts: Up to $500
- K-Mart Store Locator
Kroger
Kroger has their own Money Services that are included in all of their Kroger Family stores (City Market place, Rex Soopers, Fry'southward Food, FredMeyer, Owen's, Baker'due south, Ralphs, Dillons, Pay Less, Gerbes, Smith's, QFC) and offer coin orders powered past Western Union.
- Type of Money Order: Western Matrimony
- Fee: Around $0.70 but volition vary based on location
- Amounts: $500 or $1,000.00, based on location
- Kroger Shop Locator
Kwik Trip
Kwik Trip sells MoneyGram money orders up to $500 for just $0.99 each with a limit of two $500 coin orders per person (cash is the only accustomed class of payment). Kwik Trip does not greenbacks money orders.
- Type of Money Social club: MoneyGram
- Fee: $0.99 each
- Amounts: $500 per money guild, $1,000 limit per person
- Kwik Trip Locator
Meijer
Meijer sells Western Union money orders up to $500 for $0.65 each. Meijer doesn't greenbacks money orders at any of its locations.
- Type of Coin Society: Western Union
- Fee: $0.65 each
- Amounts: $500 limit
- Meijer Store Locator
Rite Assist
Rite Help sells Western Union coin orders with a $500 maximum and a fee of just 99 cents. Rite Assist doesn't cash money orders though.
- Blazon of Money Order: Western Matrimony
- Fee: $0.99 each
- Amounts: Upward to $500
- Rite Assist Shop Locator
Regal Farms
Royal Farms sells MoneyGram money orders up to $300 for $1.50 each and cash is the only accepted form of payment. Majestic Farms doesn't cash money orders at any of its locations.
- Type of Money Social club: MoneyGram
- Fee: $1.25 each
- Amounts: $300 limit
- Royal Farms Locator
Vons
Vons sells both MoneyGram and Western Matrimony money orders. For the MoneyGram money orders, you can buy up to $500 and the fee is $0.89 each. For Western Union money orders, there is no limit just there is the standard $i,000 per coin order limit set up by Western marriage – the fee will range from $0.99 to $ane.50 based on the value of the money lodge. They but accept cash as payment. Vons doesn't cash coin orders at whatever of its locations.
- Type of Money Order: MoneyGram and Western Matrimony
- Fee: $0.89 for MoneyGram, $0.99-$1.fifty for Western Marriage
- Amounts: $500 limit for MoneyGram, no limit for Western Wedlock
- Vons Store Locator
USPS
The United States Postal Service is ane of the virtually expensive places to get a money order. They charge based on the value of the coin society. The fee is $1.25 for money orders valued $500 and below. The fee is $1.70 for amounts above $500 up to $ane,000.
- Type of Money Lodge: United States Postal service
- Fee: $1.25 – $1.70
- Amounts: $0.01 – $1,000.00
- USPS Locator
Local Check Cashing
Many local check cashing operations, similar Advance America and Ace Cash Limited, have partnerships with MoneyGram or Western Union.
For example, Ace Cash Limited issues money orders with fees starting at $0.89 each. The pricing and availability vary by location and then you lot'll e'er want to call them to notice out specifics.
This is the case with many cheque cashing places too.
Where to Cash a Money Order
When you desire to greenbacks a money order, yous tin bring it to:
- Your bank or credit union (y'all can also cash it with an ATM)
- A check cashing store
- A grocery shop
Mostly, only not always, you lot can greenbacks a money order at places where you lot buy coin orders. And then if you lot buy a money order from Wal-Mart, you tin can often cash it at a Wal-Mart. There are exceptions, like CVS and 7-Eleven, where yous tin can't. That'southward because they are smaller places that don't carry a lot of cash on hand (or don't want to), so they won't cash them.
Otherwise, the best places to cash a money order is at a depository financial institution. If yous are an account holder, you may be able to cash it for free or a reduced fee. If you aren't, they will still cash information technology just charge you a $5-$x fee depending on the bank. Remember your nearest banking concern and ask most the fee. Since a money order is a secured form of payment, they will happily practise this for a small fee (different trying to cash a personal check, which is non secure).
You can as well go to a cheque cashing shop but they will commonly charge a much higher fee, sometimes a percent of the money society, and that's frequently a very bad deal because money orders are secured.
Practiced luck!
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